NEW: Insight for the Day 26:05:17: Inheritance Tax




Discussion Points:

  1. Do you have savings or investments lodged in banks or custodial services?
  2. Do you trust in your banks offering you the best returns on your investments?
  3. How would you feel if the banks suddenly lost all your investments as evident from recent events?

Case 26:05:2017

There was a time in this country when I could not even open a bank account without going through the equivalent of a “FBI or CIA” security check. Once I bought a house, the offers came flooding through the post at such an alarming rate that you would think that the bank manager and myself were on first name basis and we shared golfing tips at the local fairway. With the approval of the mortgage came the invasion of the banks’ “marketing crew” as they guaranteed me all the promises in the world just to sign the dotted line giving them the “right” and the “access” to use my deposited funds in return for an attractive interest.

I wonder how the customers of Lloyds, Enron, Barings and many other financial institutions felt when life threw them the dreaded ‘curve ball’ to enhance the fact that nothing is effectively guaranteed except the inheritance given by Jesus Christ. This is eloquently pointed out by Paul in Ephesians 1 v 13 -14:

And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God’s possession—to the praise of his glory.

Investing in a relationship with Jesus Christ will give you a guaranteed return which even the moths can’t invade!

  1. Investing in man gives you limited returns; whereas investing in God gives you unlimited returns
  2. Investments on earth are temporary while investment in Good is permanent and forever
  3. Your return on investment from man is not guaranteed while the returns from God is guaranteed.

©Insight for the Day 2017

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NEW: Insight for the Day 24:05:17: Invisible Man

Discussion Points:

  1. Have you ever been judgemental?
  2. What formed the basis of your judgement?
  3. Were you correct in your assessment?

Case 24:05:2017

Car lovers are ecstatic when they see a well-built vehicle cruising down the autobahn at speeds which sometimes defies the ‘laws of road gravity’. Formula 1 enthusiast will even take you up the “knowledge curve” of the ‘ins’ and ‘outs’ of the drivers and team championship set up. By the time they finish describing the sleekness of the cars, you will think that there is a love relationship between them.

In both cases, the excitement is based on what you see but what really determines the uniqueness of the cars cannot really be seen. The uniqueness is based on the engine which is sealed up in a compartment, hidden from the view of the admirers. Hence the reason why to truly assess a car, you should look at the engine because a car may have the sleekest body but underneath it has a SKODA engine.

The importance of assessment based on internals is also highlighted in 2 Corinthians 4 v 17 – 18:

For our light and momentary troubles are achieving for us an eternal glory that far outweighs them all. So we fix our eyes not on what is seen, but on what is unseen. For what is seen is temporary, but what is unseen is eternal.

Remember the saying ‘All that glitters is not gold’

Points to Ponder:

  1. Only God can read what is on someone’s heart?
  2. The externals never reveal the true character of an individual?
  3. Out of the abundance of the heart does one’s true nature begin to unfold.

©Insight for the Day 2017

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NEW: Insight for the Day 23:05:17: It’s Bonus Time

Discussion Points:

  1. Are you paid a bonus at work?
  2. Do you deserve a bonus?
  3. How do you feel if you don’t get paid?

Case 23:05:2017

When I worked on the trading floor of an Investment Bank, December was a wonderful time for the traders depending on your perceived level of contribution and commitment to the organisation. You always knew the period in December when it came to pass based on the smiles or frowns that you received when you went to the traders to source trading information

This was a period when a lot of politics was played on the trading floor to be in the “good books” of the “distributor” who was normally the Head Trader. The distributor as the name implies has the freedom to rationalize the allocation as he saw fit hence the hustling, jostling and strategic manoeuvres as one would perform during a chess game.

Romans 2 v 7 -11, highlights a more influential ‘distributor’ who also awards an everlasting type of ‘bonus’ which does not depend on hustling, jostling or political wrangling – but on you, by his grace remaining in his ‘good books’:

God will give to each person according to what he has done. To those who by persistence in doing good seek glory, honor and immortality, he will give eternal life. But for those who are self-seeking and who reject the truth and follow evil, there will be wrath and anger. There will be trouble and distress for every human being who does evil: first for the Jew, then for the Gentile; but glory, honor and peace for everyone who does good: first for the Jew, then for the Gentile. For God does not show favouritism.

Let us seek to be good at all time without weary for in his time, he will reward us.

Points to Ponder:

  1. Our ultimate reward is in Christ and not Man
  2. We shall all be rewarded according to our sojourn here on Earth
  3. Our God is faithful in his reward system

©Insight for the Day 2017

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NEW: Insight for the Day 18:05:17: Jack of all Trades – Master of None

Discussion Points:

  1. Do you easily get distracted?
  2. Does complete silence make you uncomfortable?
  3. What do you do to remain focused?

Case 18:05:2017

The world has become so complex and busy, and the enemy has used this to distract us and stop us concentrating on ‘that one thing’ which is important. In the film City Slickers, the cowboy assigned to train the three yuppies pointed out that ‘you city slickers focus on too many things; I advise you to find that one thing that means something.’

In the bestselling book Good to Great, the author Jim Collins describes an ancient Greek parable about a hedgehog and a fox. The fox uses different strategies to destroy the hedgehog, but on each occasion the hedgehog wonders if the fox will ever learn, as he becomes a sphere of sharp spikes pointing outwards in all directions

The author draws from this parable the analogy that people are divided into two basic groups. Foxes pursue many ends at the same time and see the world in all its complexity – never integrating their thinking into one overall concept or unifying vision. Hedgehogs, on the other hand, simplify a complex world into a single organised idea, a basic principle or concept that unifies and guides everything.

Jesus was an expert in simplifying issues, as we see in how He handled the question posed by the Pharisees regarding the commandments in Mark 12 verses 28 – 30:

One of the teachers of the law came and heard them debating. Noticing that Jesus had given them a good answer, he asked him, “Of all the commandments, which is the most important?” “The most important one” answered Jesus, “is this: ‘Hear, O Israel, the Lord our God, the Lord is one. Love the Lord your God with all your heart and with all your soul and with all your mind and with all your strength.’

As pointed out in numerous examples in the book Good to Great – it is refreshing to see a company succeed so brilliantly by taking one simple concept and just doing it with excellence and imagination. Love is ‘that one thing’ which we need to carry out with excellence and imagination.

Points to Ponder:

  1. We are told to focus on Jesus the Author and Finisher of our Faith
  2. We are advised not to worry about anything but focus on the one that gives us peace
  3. The Bible has everything that we need so reading it should be our main focus

©Insight for the Day 2017

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NEW: Insight for the Day 17:05:17: Judgement Day

Discussion Points:

  1. Have you lost a loved one?
  2. Are you afraid of death?
  3. Do you know what happens after death?

Case 17:05:2017

I am not talking about the film Terminator 2: Judgment Day, but about that day when we will face our Maker, God Almighty. The finality of death was illustrated in a recent message by a pastor who had a near-death experience, and was told by an angel that it was time to go home. He began to think about his family and ministry, and pointed out to the angel that he had not yet finished his assignment on earth. God’s mercy and grace took over, as he was given a second chance to go and fulfill his assignment.

On this occasion grace and mercy took over, but sometimes it does not, and we will all have to make that final journey eventually. The importance of not taking our assignments from God seriously and living a sinful life is brought home in Hebrews 9 verse 27:

Just as man is destined to die once, and after that to face judgment

In the film, Arnold Schwarzenegger had the luxury of saying, “I’ll be back!” In reality, this luxury does not exist since once we die; the next major milestone is the judgment when we face the Almighty Judge of Heaven and Earth. In Jesus’ name, when we say ‘I’ll be back’, let it be when our bodies are transformed and our spirits renewed in His glory, because we have fulfilled our assignments and been approved by the Lamb of God.

Points to Ponder:

  1. In Jesus we live and have our existence
  2. Death cannot hold us captive because Jesus is Lord
  3. After death; we will reign with Christ in Eternity

©Insight for the Day 2017

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NEW: Insight for the Day 16:05:17: Knowing You Jesus

Discussion Points:

  1. Do you know Jesus?
  2. Do you spend quality time with Jesus?
  3. How do you get to truly know Jesus?

Case 16:05:2017

Did you know that it is possible to live with someone and yet not truly know the person? Couples go through years and years of marriage; people work side by side with their colleagues in the same organisation for years; Pastors minister to the same congregation for years – not knowing the congregation and the congregation not knowing the Pastor.

There is a potential danger in not taking the time to know those you associate with. This arises from the fact that when they do something out of the ordinary whether good or bad you won’t be able to vouch for the individual’s character or confirm the feasibility of the individual being able to perform certain activities.

When I released my first book called “On the Move”, even some of my close friends did not believe that I wrote it as the phrase “which O.J” rang through the corridors of the grapevine machine. Those that actually gave me positive feedback in terms of my potential to write a book were those that I communicated with via the daily journal – ‘Tips for the Day’

The good news is that we are not alone as we see that the disciples of Jesus fell into the same boat as confirmed in Luke 8 v 24 – 25 despite their association with Jesus:

The disciples went and woke him, saying, “Master, Master, we’re going to drown!” He got up and rebuked the wind and the raging waters; the storm subsided, and all was calm. “Where is your faith?” he asked his disciples. In fear and amazement they asked one another, “Who is this? He commands even the winds and the water, and they obey him.”

They called him Master but they did not truly know him as one who had total control over the Universe. Later in Luke 9 v 18 – 20, we see Peter finally getting a true knowledge of Christ:

Once when Jesus was praying in private and his disciples were with him, he asked them, “Who do the crowds say I am?” They replied, “Some say John the Baptist; others say Elijah; and still others, that one of the prophets of long ago has come back to life.” “But what about you?” he asked. “Who do you say I am?” Peter answered, “The Christ of God.”

To really know someone we need to take the time with God’s assistance to study and observe so we make the right assessment.

Points to Ponder:

  1. Jesus has left us with the Holy Spirit to help us know all things
  2. The Holy Spirit will help us in developing an intimate relationship with Jesus Christ
  3. The Word of God is the ultimate source to get to know Jesus.

©Insight for the Day 2017

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NEW: Insight for the Day 09:05:17: Knowledge Curve

Discussion Points:

  1. Have you ever been confused about a situation?
  2. Was it due to a lack of knowledge?
  3. Where did you go to source the information?

Case 09:05:2017

I once worked on a project where I replaced an independent contractor who had limited knowledge in implementing the proposed system. As a result of this, the analysis and design phase was based on inaccurate information. My first task involved engaging in some due-diligence prior to commencing build phase and I found out that some of the major recommendations were wrong. The client was not impressed and since the ‘former consultant’ had left – who do you think bore the brunt of the consultant’s handiwork? – ‘Yours Truly’.

This resulted in the phrase that most children are acquainted with being levied at the project team on a regular basis – ‘Why’. I felt rather uncomfortable at the constant questioning to the stage that I found it uncomfortable to answer and it began to occupy my mind – even during my prayer time.

There was a reason for this as the Lord queried me as to why I was uncomfortable if I knew the answers and if not that I should go to his database – a.k.a (The Word) for the right answer. I took the instruction to heart and found my answer in James 1 v 5 – 8:

If any of you lacks wisdom, he should ask God, who gives generously to all without finding fault, and it will be given to him. But when he asks, he must believe and not doubt, because he who doubts is like a wave of the sea, blown and tossed by the wind. That man should not think he will receive anything from the Lord; he is a double-minded man, unstable in all he does.

Thank God for the stability that comes from his ‘database’.

Points to Ponder:

  1. The Lord has an unlimited source of knowledge, understanding and wisdom
  2. If you lack any of these parameters; seek the Lord in prayer
  3. He does not charge for them; he gives freely.

©Insight for the Day 2017

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